... 延限重叠带：range overlap zone 延误船期保险：overdue risk 延拓系数：continuation coefficient ...
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Loans risk classification involves some essential factors, such as financial element, non financial element, cash flow, credit support, overdue time.
近年提出的贷款风险五级分类法，需考虑财务、非财务、现金流量、信用支持及逾期时间等诸方面要素的影响。
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